Will My Insurance Cover Colored Contact Lenses?
April 24th, 2010 | See the Top Answers to this Question Below
I have Insurance called Superior Vision.
I want colored contacts, will my Insurance cover it?
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The way vision plans work, if you need prescription lenses, they pay a flat amount towards them – like $100 per year. The rest of the cost comes from you, and you can get whatever kind you want.
Read your coverage provisions. Most vision insurance will only pay a set allowance toward contacts – colored or not.
Read the schedule of benefits of your vision policy. Every policy limits the number of times you can purchase contacts in a given policy period and limits the amount that will be paid for contacts.
Vision policies do not have "standard" coverage. Each company is unique in what coverage they offer and most often offer different levels of coverage. In other words we can only give you a "rule of thumb answer" you must call the company.